Support affordable housing projects, invest in our future.
Purpose for Profit is the world's first onchain lending fund providing below-market rate loans to businesses building or renovating affordable and mixed-income housing.
Trusted by industry leaders
Support affordable housing projects, invest in our future.
Purpose for Profit is the world's first onchain lending fund providing below-market rate loans to businesses building or renovating affordable and mixed-income housing.
Trusted by industry leaders
Support affordable housing projects, invest in our future.
Purpose for Profit is the world's first onchain lending fund providing below-market rate loans to businesses building or renovating affordable and mixed-income housing.
Trusted by industry leaders
Support affordable housing projects, invest in our future.
Purpose for Profit is the world's first onchain lending fund providing below-market rate loans to businesses building or renovating affordable and mixed-income housing.
Trusted by industry leaders
Our Mission
Purpose for Profit provides below-market rate loans to companies focusing on high-quality affordable housing through purpose-driven, transparent investment.
Our mission is to create a new standard for how we invest in the future so that together we are Doing Good & Doing Well.
Community
The Purpose for Profit Community is comprised of individual and institutional holders of our $PURPOSE token. These include:
Housing advocates
Philanthropists
Foundations
Lenders
Supporters of real-world assets (RWAs)
Blockchain for good investors
You!
$PURPOSE Token
Our token is different from many you may have heard of. We are a security backed by real-world assets - the housing being built through our loans- and our rewards are based on real income - the interest being paid by from those loans.
We lend 85% of the total raised by $PURPOSE sales. The remaining 15% covers operational costs.
100% of loan interest revenue is shared among investors who stake their $PURPOSE.
$PURPOSE stakers earn passive income while supporting socially responsible investments.
Our Mission
Purpose for Profit provides below-market rate loans to companies focusing on high-quality affordable housing through purpose-driven, transparent investment.
Our mission is to create a new standard for how we invest in the future so that together we are Doing Good & Doing Well.
Community
The Purpose for Profit Community is comprised of individual and institutional holders of our $PURPOSE token. These include:
Housing advocates
Philanthropists
Foundations
Lenders
Supporters of real-world assets (RWAs)
Blockchain for good investors
You!
$PURPOSE Token
Our token is different from many you may have heard of. We are a security backed by real-world assets - the housing being built through our loans- and our rewards are based on real income - the interest being paid by from those loans.
We lend 85% of the total raised by $PURPOSE sales. The remaining 15% covers operational costs.
100% of loan interest revenue is shared among investors who stake their $PURPOSE.
$PURPOSE stakers earn passive income while supporting socially responsible investments.
Our Mission
Purpose for Profit provides below-market rate loans to companies focusing on high-quality affordable housing through purpose-driven, transparent investment.
Our mission is to create a new standard for how we invest in the future so that together we are Doing Good & Doing Well.
Community
The Purpose for Profit Community is comprised of individual and institutional holders of our $PURPOSE token. These include:
Housing advocates
Philanthropists
Foundations
Lenders
Supporters of real-world assets (RWAs)
Blockchain for good investors
You!
$PURPOSE Token
Our token is different from many you may have heard of. We are a security backed by real-world assets - the housing being built through our loans- and our rewards are based on real income - the interest being paid by from those loans.
We lend 85% of the total raised by $PURPOSE sales. The remaining 15% covers operational costs.
100% of loan interest revenue is shared among investors who stake their $PURPOSE.
$PURPOSE stakers earn passive income while supporting socially responsible investments.
Our Mission
Purpose for Profit provides below-market rate loans to companies focusing on high-quality affordable housing through purpose-driven, transparent investment.
Our mission is to create a new standard for how we invest in the future so that together we are Doing Good & Doing Well.
Community
The Purpose for Profit Community is comprised of individual and institutional holders of our $PURPOSE token. These include:
Housing advocates
Philanthropists
Foundations
Lenders
Supporters of real-world assets (RWAs)
Blockchain for good investors
You!
$PURPOSE Token
Our token is different from many you may have heard of. We are a security backed by real-world assets - the housing being built through our loans- and our rewards are based on real income - the interest being paid by from those loans.
We lend 85% of the total raised by $PURPOSE sales. The remaining 15% covers operational costs.
100% of loan interest revenue is shared among investors who stake their $PURPOSE.
$PURPOSE stakers earn passive income while supporting socially responsible investments.
The PURPOSE of Onchain Lending
The PURPOSE of
Onchain Lending
The PURPOSE of
Onchain Lending
PFP’s onchain lending model provides a transparent, blockchain-backed solution for affordable & mixed-income housing. Offering competitive rates of 9-12%, reinvesting repayments to sustain growth, and ensuring onchain transparency, PFP creates a secure and scalable alternative to traditional financing.
Our Latest News
Our Latest News
Explore our curated content for more in-depth industry insights.
Explore our curated content for more in-depth industry insights.
Explore our curated content for more in-depth industry insights.
Explore our curated content for more in-depth industry insights.
California’s $300 Billion Housing Crisis: A Challenge for Investors
California’s $300 Billion Housing Crisis: A Challenge for Investors
California’s housing crisis is a pressing $311 billion challenge, fueled by a staggering 3.85 million-unit shortage. As of 2024, median home prices have reached $868,150, with over 181,000 people sleeping without shelter each night, a situation that has worsened over the years (California's housing crisis has gotten worse, not better over the last 30 years). This shortage threatens not only California’s future but its economic stability, draining billions from its GDP annually. High housing costs continue to drive talent away from businesses, creating a unique opportunity for private investment to solve this crisis and deliver profit.
Maximize Returns and Drive Social Impact: The Future of Lending for Affordable Housing with Purpose for Profit
Maximize Returns and Drive Social Impact: The Future of Lending for Affordable Housing with PFP
When we think about investment, most people gravitate toward familiar avenues like treasury bonds, savings accounts, money market funds or even traditional real estate. These are predictable and widely understood. However, they often don’t make the kind of impact we need in today’s world—particularly when it comes to sectors like affordable housing, which is desperately in need of faster and more flexible funding solutions.
Frequently Asked Questions
Whether you're just discovering this platform or ready to take the next step, these answers will help you feel confident and informed.
What is Purpose for Profit (PFP)?
PFP is a 501(c)3 non-profit focused on funding affordable housing development and renovation in the United States using blockchain technology to make it more affordable to borrow, and more profitable for investors.
What makes Purpose for Profit different from traditional real estate investment platforms?
PFP combines real estate lending with blockchain technology to make a leaner, more efficient lending and rewards system. As a non-profit we can offer projected higher returns to investors because we are not constrained by the corporate profit model.
What are the benefits of using blockchain technology for a housing investment project?
a. Funding is transparent and can be tracked and accounted for with unparalleled precision. b. It creates access to capital without the use of the traditional banking system, which historically does not fund affordable housing development at the rate necessary to meet housing needs. c. Using the $PURPOSE token to create liquidity for lending and reinvestment reduces multiple layers of middle-men operations, thereby being more efficient and generating higher returns for investors
What are real-world assets?
a. Real-world assets (RWAs) are physical or tangible assets that exist in the real world — not just in digital form — and can be represented, tokenized, or financed in the blockchain or financial systems. Examples of RWAs are: i. Real estate (like apartment buildings, houses, or commercial properties) ii. Commodities (gold, oil, etc.) iii. Equipment and infrastructure (solar panels, industrial machines) iv. Receivables and loans (like mortgages or invoices) v. Cars, art, or other valuable items b. PFP’s RWA is the affordable housing units built through the loans disbursed from the $PURPOSE token sales. 100% of the interest generated by these loans is returned to investors.
Why tokenize real world assets?
a. Tokenizing RWAs means creating digital representations of these assets on a blockchain. This can: ● Increase access to investments that were previously limited to large institutions ● Add transparency, since transactions and ownership are verifiable on-chain ● Improve liquidity, allowing easier trading or fractional ownership ● Lower costs by cutting out middlemen like banks or brokers
What is Purpose for Profit (PFP)?
PFP is a 501(c)3 non-profit focused on funding affordable housing development and renovation in the United States using blockchain technology to make it more affordable to borrow, and more profitable for investors.
What makes Purpose for Profit different from traditional real estate investment platforms?
PFP combines real estate lending with blockchain technology to make a leaner, more efficient lending and rewards system. As a non-profit we can offer projected higher returns to investors because we are not constrained by the corporate profit model.
What are the benefits of using blockchain technology for a housing investment project?
a. Funding is transparent and can be tracked and accounted for with unparalleled precision. b. It creates access to capital without the use of the traditional banking system, which historically does not fund affordable housing development at the rate necessary to meet housing needs. c. Using the $PURPOSE token to create liquidity for lending and reinvestment reduces multiple layers of middle-men operations, thereby being more efficient and generating higher returns for investors
What are real-world assets?
a. Real-world assets (RWAs) are physical or tangible assets that exist in the real world — not just in digital form — and can be represented, tokenized, or financed in the blockchain or financial systems. Examples of RWAs are: i. Real estate (like apartment buildings, houses, or commercial properties) ii. Commodities (gold, oil, etc.) iii. Equipment and infrastructure (solar panels, industrial machines) iv. Receivables and loans (like mortgages or invoices) v. Cars, art, or other valuable items b. PFP’s RWA is the affordable housing units built through the loans disbursed from the $PURPOSE token sales. 100% of the interest generated by these loans is returned to investors.
Why tokenize real world assets?
a. Tokenizing RWAs means creating digital representations of these assets on a blockchain. This can: ● Increase access to investments that were previously limited to large institutions ● Add transparency, since transactions and ownership are verifiable on-chain ● Improve liquidity, allowing easier trading or fractional ownership ● Lower costs by cutting out middlemen like banks or brokers
What is Purpose for Profit (PFP)?
Purpose for Profit (PFP) is a blockchain-based platform focused on addressing the United States’ 7 million-unit affordable housing shortage. We connect institutional investors with high-impact real estate projects that generate competitive returns while solving the housing crisis. By using blockchain technology, we provide transparent and secure transactions, creating a sustainable model for financing affordable housing.
How does PFP use blockchain technology in real estate lending?
PFP integrates blockchain technology to provide greater transparency, reduce operational costs, and streamline the lending process. By tokenizing real estate assets, we enable investors to track the performance of their investments in real-time. Blockchain also ensures secure, immutable records of all transactions, enhancing trust between investors, developers, and borrowers.
What are the benefits of investing through PFP?
Investing through PFP provides access to high-impact real estate opportunities with projected returns between 9-11% annually. PFP investors benefit from the security of blockchain technology, low-cost operations, and access to diversified affordable housing projects. These projects address the housing shortage while providing financial returns. Additionally, investors can trade tokens for liquidity, offering flexibility not found in traditional real estate investments.
Who can invest in PFP projects?
PFP’s investment opportunities are open to both accredited and non-accredited investors. Accredited investors can invest in large-scale projects, with a minimum investment starting at $10,000. Non-accredited investors can access tokenized real estate opportunities via our Purpose Token, offering lower entry barriers. Institutional investors can also partner with PFP for direct funding or co-lending opportunities.
How does PFP ensure that projects are impactful and sustainable?
PFP prioritizes projects that directly contribute to solving the housing crisis. For instance, the California Department of Housing and Community Development has reported a 3.5 million-unit housing deficit by 2025, while median home prices in California exceed $868,000. We fund projects like affordable multifamily housing, mixed-income developments, and sustainability-driven initiatives, ensuring long-term environmental and economic sustainability.
What types of projects does PFP fund?
PFP funds a variety of projects designed to meet the demand for affordable housing, including: • Affordable Multifamily Housing: Addressing the growing need for low- to moderate-income housing. • Workforce Housing: Targeting professionals such as teachers, healthcare workers, and police officers who struggle with high living costs. • Mixed-Income Housing Developments: Integrating affordable units alongside market-rate housing for sustainable community building. • Sustainability-Driven Housing: Focusing on energy-efficient, climate-resilient housing solutions that lower long-term operational costs.
What is the minimum investment required?
The minimum investment varies based on the type of opportunity. For accredited investors, the minimum investment is $10,000. Non-accredited investors can participate through tokenized real estate offerings, which allow smaller investments starting at $500 or lower. Specific terms will be provided during the onboarding process.
What is Purpose for Profit (PFP)?
PFP is a 501(c)3 non-profit focused on funding affordable housing development and renovation in the United States using blockchain technology to make it more affordable to borrow, and more profitable for investors.
What makes Purpose for Profit different from traditional real estate investment platforms?
PFP combines real estate lending with blockchain technology to make a leaner, more efficient lending and rewards system. As a non-profit we can offer projected higher returns to investors because we are not constrained by the corporate profit model.
What are the benefits of using blockchain technology for a housing investment project?
a. Funding is transparent and can be tracked and accounted for with unparalleled precision. b. It creates access to capital without the use of the traditional banking system, which historically does not fund affordable housing development at the rate necessary to meet housing needs. c. Using the $PURPOSE token to create liquidity for lending and reinvestment reduces multiple layers of middle-men operations, thereby being more efficient and generating higher returns for investors
What are real-world assets?
a. Real-world assets (RWAs) are physical or tangible assets that exist in the real world — not just in digital form — and can be represented, tokenized, or financed in the blockchain or financial systems. Examples of RWAs are: i. Real estate (like apartment buildings, houses, or commercial properties) ii. Commodities (gold, oil, etc.) iii. Equipment and infrastructure (solar panels, industrial machines) iv. Receivables and loans (like mortgages or invoices) v. Cars, art, or other valuable items b. PFP’s RWA is the affordable housing units built through the loans disbursed from the $PURPOSE token sales. 100% of the interest generated by these loans is returned to investors.
Why tokenize real world assets?
a. Tokenizing RWAs means creating digital representations of these assets on a blockchain. This can: ● Increase access to investments that were previously limited to large institutions ● Add transparency, since transactions and ownership are verifiable on-chain ● Improve liquidity, allowing easier trading or fractional ownership ● Lower costs by cutting out middlemen like banks or brokers
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